Operating in Atlanta since 1980, Chapes-JPL brings more than 40 years of asset lending experience to clients across the metro area. The office is located at 3355 Lenox Rd NE, Suite 875, Atlanta, GA 30326, in the Buckhead district. The firm reports having funded over $100 million to more than 50,000 clients over its history in the business.
Chapes-JPL provides secured loans against a wide range of valuable assets: jewelry, gold, diamonds, luxury watches including Rolex, vehicles, gold coins, and gold bars. Loan terms are flexible, running from two to sixty months, with annual percentage rates starting as low as 2.0% APR; actual rates vary based on loan amount and the type of collateral provided. Minimum monthly payments cover interest, security, storage, and insurance fees. The firm states its objective is to provide the highest possible loan amounts for the assets clients bring in, and it also purchases jewelry and precious metals outright for those who prefer a sale over a loan.
Beyond loans and direct purchases, Chapes-JPL performs jewelry appraisals, diamond appraisals, and gold coin and bar appraisals. The company notes it accepts transferred loans from other pawn shops, allowing clients to move existing pawn arrangements to Chapes-JPL’s rates and terms. Core principles highlighted on the site include trust, security, fast cash disbursement, confidentiality, and competitive rates compared to standard pawn shop averages.
Office hours are Monday through Thursday 10 AM to 5:30 PM, Friday 10 AM to 5 PM, and Saturday 10 AM to 1 PM; the office is closed Sunday. The firm states that its commitment to customer asset protection is foundational to long-term client retention, distinguishing it from pawn operations that prioritize transaction volume over relationship continuity. The firm can be reached by phone at (404) 504-7021. Chapes-JPL also sponsors the Georgia Heart Hospital Program, as noted on its website. Client testimonials are published on the site and reflect the range of asset types and loan scenarios the firm has handled over its four-decade history in Buckhead.